.page-disclaimer {
  --term-rule: rgba(10, 31, 61, 0.12);
  --term-gold-soft: rgba(212, 168, 67, 0.2);
  background: var(--color-paper);
  color: var(--color-ink);
}

/* ===== Breadcrumb ===== */
.page-disclaimer .terms-breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 28px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.5);
}
.page-disclaimer .terms-breadcrumb__link {
  color: rgba(255, 255, 255, 0.66);
  text-decoration: none;
  transition: color var(--ease-fast);
}
.page-disclaimer .terms-breadcrumb__link:hover {
  color: var(--color-gold);
}
.page-disclaimer .terms-breadcrumb__current {
  color: var(--color-gold);
}
.page-disclaimer .terms-breadcrumb__divider {
  color: rgba(255, 255, 255, 0.3);
}

/* ===== Hero ===== */
.page-disclaimer .terms-hero {
  position: relative;
  overflow: hidden;
  padding: 28px 0 64px;
  background: var(--color-primary);
  color: var(--color-white);
}
.page-disclaimer .terms-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(212, 168, 67, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(212, 168, 67, 0.06) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}
.page-disclaimer .terms-hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: linear-gradient(90deg, var(--color-gold), var(--color-red));
  opacity: 0.9;
}
.page-disclaimer .terms-hero__grid {
  position: relative;
  display: grid;
  gap: 36px;
  align-items: center;
}
.page-disclaimer .terms-hero__copy {
  min-width: 0;
}
.page-disclaimer .terms-hero__title {
  margin: 14px 0 16px;
  font-family: var(--font-heading);
  font-size: 38px;
  line-height: 1.18;
  letter-spacing: 0.01em;
  color: var(--color-white);
}
.page-disclaimer .terms-hero__lead {
  margin: 0;
  max-width: 46em;
  font-size: 15px;
  line-height: 1.9;
  color: rgba(255, 255, 255, 0.74);
}
.page-disclaimer .terms-hero__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 28px;
  max-width: 480px;
}
.page-disclaimer .terms-stat {
  padding: 14px 8px;
  text-align: center;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(212, 168, 67, 0.35);
  border-radius: var(--radius-md);
}
.page-disclaimer .terms-stat__value {
  display: block;
  font-family: var(--font-data);
  font-size: 21px;
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-gold);
}
.page-disclaimer .terms-stat__label {
  display: block;
  margin-top: 5px;
  font-size: 12px;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.68);
}
.page-disclaimer .terms-hero__media {
  position: relative;
  margin: 0;
}
.page-disclaimer .terms-hero__media::before {
  content: "";
  position: absolute;
  top: -10px;
  right: -10px;
  width: 72px;
  height: 72px;
  border-top: 3px solid var(--color-gold);
  border-right: 3px solid var(--color-gold);
  border-top-right-radius: var(--radius-md);
}
.page-disclaimer .terms-hero__media::after {
  content: "";
  position: absolute;
  bottom: -10px;
  left: -10px;
  width: 56px;
  height: 56px;
  border-bottom: 3px solid var(--color-red);
  border-left: 3px solid var(--color-red);
  border-bottom-left-radius: var(--radius-md);
}
.page-disclaimer .terms-hero__media img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-gold);
}
.page-disclaimer .terms-hero__figcap {
  margin-top: 10px;
  padding-left: 10px;
  border-left: 2px solid rgba(212, 168, 67, 0.6);
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.52);
}

/* ===== Body ===== */
.page-disclaimer .terms-body {
  padding: 64px 0;
}
.page-disclaimer .terms-layout {
  display: grid;
  gap: 48px;
  align-items: start;
}

/* ===== Index ===== */
.page-disclaimer .terms-index {
  position: static;
  padding: 26px 24px 22px;
  background: var(--color-primary);
  color: var(--color-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.page-disclaimer .terms-index__label {
  margin: 0 0 12px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  font-family: var(--font-data);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold);
}
.page-disclaimer .terms-index__list {
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 0 0 8px;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: none;
}
.page-disclaimer .terms-index__list::-webkit-scrollbar {
  display: none;
}
.page-disclaimer .terms-index__item {
  flex-shrink: 0;
}
.page-disclaimer .terms-index__link {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  white-space: nowrap;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 999px;
  font-size: 15px;
  text-decoration: none;
  color: rgba(255, 255, 255, 0.76);
  transition: color var(--ease-fast);
}
.page-disclaimer .terms-index__link:hover {
  color: var(--color-gold);
}
.page-disclaimer .terms-index__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(212, 168, 67, 0.16);
  border: 1px solid rgba(212, 168, 67, 0.5);
  font-family: var(--font-data);
  font-size: 12px;
  color: var(--color-gold);
}
.page-disclaimer .terms-index__note {
  margin: 16px 0 0;
  padding-left: 12px;
  border-left: 2px solid rgba(212, 168, 67, 0.5);
  font-size: 12px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.5);
}

/* ===== Sections ===== */
.page-disclaimer .terms-content {
  position: relative;
  min-width: 0;
}
.page-disclaimer .terms-content::before {
  content: "TERMS";
  position: absolute;
  top: -6px;
  right: 8px;
  z-index: 0;
  font-family: var(--font-data);
  font-size: 68px;
  font-weight: 700;
  line-height: 1;
  color: rgba(10, 31, 61, 0.05);
  pointer-events: none;
}
.page-disclaimer .terms-section {
  position: relative;
  z-index: 1;
  margin-bottom: 24px;
  padding: 28px 24px 32px;
  background: var(--color-white);
  border: 1px solid var(--term-rule);
  border-left: 4px solid var(--color-gold);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  scroll-margin-top: calc(var(--header-h) + 24px);
}
.page-disclaimer .terms-section__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 14px;
  border-radius: 50%;
  background: var(--color-gold);
  box-shadow: 0 6px 18px rgba(212, 168, 67, 0.36);
  font-family: var(--font-data);
  font-size: 14px;
  font-weight: 700;
  color: var(--color-primary);
}
.page-disclaimer .terms-section__head {
  margin-bottom: 16px;
}
.page-disclaimer .terms-section__title {
  margin: 0 0 4px;
  font-family: var(--font-heading);
  font-size: 28px;
  line-height: 1.25;
  color: var(--color-primary);
}
.page-disclaimer .terms-section__sub {
  margin: 0;
  font-family: var(--font-data);
  font-size: 13px;
  letter-spacing: 0.08em;
  color: var(--color-gold-dark);
}
.page-disclaimer .terms-section__body p {
  margin: 0 0 14px;
  font-size: 15px;
  line-height: 1.9;
  color: rgba(26, 26, 26, 0.86);
}
.page-disclaimer .terms-section__body p:last-child {
  margin-bottom: 0;
}
.page-disclaimer .terms-points {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}
.page-disclaimer .terms-points li {
  position: relative;
  margin-bottom: 10px;
  padding-left: 22px;
  font-size: 15px;
  line-height: 1.8;
  color: rgba(26, 26, 26, 0.8);
}
.page-disclaimer .terms-points li:last-child {
  margin-bottom: 0;
}
.page-disclaimer .terms-points li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 0.72em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(212, 168, 67, 0.18);
}
.page-disclaimer .terms-inline-link {
  color: var(--color-gold-dark);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.page-disclaimer .terms-inline-link:hover {
  color: var(--color-gold);
}

/* ===== Related links ===== */
.page-disclaimer .terms-links {
  padding: 64px 0;
  background: var(--color-primary);
  color: var(--color-white);
}
.page-disclaimer .terms-links .section-kicker {
  color: var(--color-gold);
}
.page-disclaimer .terms-links__heading {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 32px;
  line-height: 1.2;
  color: var(--color-white);
}
.page-disclaimer .terms-links__grid {
  display: grid;
  gap: 16px;
  margin-top: 32px;
}
.page-disclaimer .terms-link-card {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 24px 22px;
  text-decoration: none;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  color: rgba(255, 255, 255, 0.86);
  transition: all var(--ease-base);
}
.page-disclaimer .terms-link-card:hover {
  transform: translateY(-4px);
  border-color: var(--color-gold);
  background: rgba(212, 168, 67, 0.12);
}
.page-disclaimer .terms-link-card__tag {
  font-family: var(--font-data);
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--color-gold);
}
.page-disclaimer .terms-link-card__title {
  font-size: 16px;
  font-weight: 600;
  line-height: 1.6;
}
.page-disclaimer .terms-link-card__arrow {
  align-self: flex-start;
  margin-top: auto;
  font-size: 20px;
  line-height: 1;
  color: var(--color-gold);
}

/* ===== Desktop ===== */
@media (min-width: 768px) {
  .page-disclaimer .terms-section {
    padding: 32px 32px 36px;
  }
  .page-disclaimer .terms-section__num {
    width: 58px;
    height: 58px;
    font-size: 16px;
  }
  .page-disclaimer .terms-index__list {
    display: block;
    padding-bottom: 0;
    overflow: visible;
  }
  .page-disclaimer .terms-index__item {
    border-bottom: 1px solid rgba(255, 255, 255, 0.07);
  }
  .page-disclaimer .terms-index__item:last-child {
    border-bottom: 0;
  }
  .page-disclaimer .terms-index__link {
    padding: 13px 0;
    white-space: normal;
    background: none;
    border: 0;
    border-radius: 0;
  }
  .page-disclaimer .terms-index__num {
    width: 28px;
    height: 28px;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .terms-hero {
    padding: 48px 0 88px;
  }
  .page-disclaimer .terms-hero__grid {
    grid-template-columns: minmax(0, 6fr) minmax(0, 5fr);
    gap: 56px;
  }
  .page-disclaimer .terms-hero__title {
    margin-top: 18px;
    max-width: 560px;
    font-size: 56px;
  }
  .page-disclaimer .terms-hero__lead {
    font-size: 16px;
  }
  .page-disclaimer .terms-body {
    padding: 88px 0 96px;
  }
  .page-disclaimer .terms-links {
    padding: 88px 0 96px;
  }
  .page-disclaimer .terms-links__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 72px;
  }
  .page-disclaimer .terms-index {
    position: sticky;
    top: calc(var(--header-h) + 28px);
  }
  .page-disclaimer .terms-section {
    display: grid;
    grid-template-columns: 72px minmax(0, 1fr);
    gap: 28px;
    align-items: start;
  }
  .page-disclaimer .terms-section__num {
    justify-self: start;
  }
  .page-disclaimer .terms-section__head {
    margin-bottom: 18px;
  }
}